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Credit consulting & funding roadmaps

Your credit tells a story. Let’s write the next chapter.

We review all three of your credit reports, focus on items that may be inaccurate, and build a plan toward funding-readiness — starting with a free consultation.

Pay for your package

Already talked with us? For services already fully performed.

Pay $350 with PayPal

USD · One-time

Or call (448) 500-9235

Free consultation · No obligation

  1. Step 1: CreditReview your reports
  2. Step 2: PlanYour next steps
  3. Step 3: Funding-readyBuild toward business funding

Example client result

3-bureau report
Equifax: from 490 to 710, up 220 points
  • Experian: from 494 to 719, up 225 points
  • TransUnion: from 538 to 661, up 123 points

Individual result. Not typical or guaranteed.

Chapter 01Where your plan starts

Before any next step, you deserve to see the whole picture.

  • See the whole picture

    All three of your credit reports reviewed together, in one clear view.

  • Focus on what matters

    We separate accurate items from possible inaccuracies and score-building habits.

  • Follow a clear roadmap

    A prioritized list of next steps, ordered around your goal.

Chapter 02How it works

Three steps, read in order.

  1. Step one

    Free Consultation

    We listen to your goals and identify the issues standing in your way.

  2. Step two

    Review & Advise

    We review your reports and build a focused plan for inaccurate or questionable items.

  3. Step three

    Track Your Progress

    Follow each update while building habits that support stronger credit.

Chapter 03Results

Client chapters.

Individual client results. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client E · Report of Sep 15, 2026

  • Equifax: from 490 to 710, up 220 points
  • Experian: from 494 to 719, up 225 points
  • TransUnion: from 538 to 661, up 123 points

What changed this round

  • Items removed

    14

    This round
    14
    Last round
    0

  • In review

    4

    This round
    4
    Last round
    0

  • Still reporting

    16

    This round
    16
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    0

    This round
    0
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client M · Report of Oct 29, 2026

Later round

  • Equifax: from 482 to 577, up 95 points
  • Experian: from 475 to 615, up 140 points
  • TransUnion: from 467 to 592, up 125 points

What changed this round

  • Items removed

    31

    This round
    31
    Last round
    1

  • In review

    39

    This round
    39
    Last round
    65

  • Still reporting

    20

    This round
    20
    Last round
    19

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    7

    This round
    7
    Last round
    5

Individual result from a later dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client H · Report of Oct 29, 2026

Later round

  • Equifax: from 728 to 770, up 42 points
  • Experian: from 668 to 706, up 38 points
  • TransUnion: from 618 to 630, up 12 points

What changed this round

  • Items removed

    20

    This round
    20
    Last round
    0

  • In review

    1

    This round
    1
    Last round
    8

  • Still reporting

    0

    This round
    0
    Last round
    13

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    0

    This round
    0
    Last round
    0

Individual result from a later dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client I · Report of Oct 29, 2026

  • Equifax: from 615 to 659, up 44 points
  • Experian: from 615 to 664, up 49 points
  • TransUnion: from 618 to 659, up 41 points

What changed this round

  • Items removed

    13

    This round
    13
    Last round
    0

  • In review

    1

    This round
    1
    Last round
    0

  • Still reporting

    14

    This round
    14
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    1

    This round
    1
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client G · Report of Oct 28, 2026

Later round

  • Equifax: from 661 to 719, up 58 points
  • Experian: from 663 to 722, up 59 points
  • TransUnion: from 695 to 696, up 1 points

What changed this round

  • Items removed

    2

    This round
    2
    Last round
    6

  • In review

    2

    This round
    2
    Last round
    4

  • Still reporting

    20

    This round
    20
    Last round
    20

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    0

    This round
    0
    Last round
    7

Individual result from a later dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client L · Report of Oct 26, 2026

Later round

  • Equifax: from 500 to 566, up 66 points
  • Experian: from 523 to 611, up 88 points
  • TransUnion: from 527 to 603, up 76 points

What changed this round

  • Items removed

    3

    This round
    3
    Last round
    1

  • In review

    8

    This round
    8
    Last round
    11

  • Still reporting

    23

    This round
    23
    Last round
    16

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    19

    This round
    19
    Last round
    0

Individual result from a later dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client A · Report of Oct 26, 2026

  • Equifax: from 517 to 617, up 100 points
  • Experian: from 580 to 628, up 48 points
  • TransUnion: from 509 to 522, up 13 points

What changed this round

  • Items removed

    22

    This round
    22
    Last round
    0

  • In review

    9

    This round
    9
    Last round
    0

  • Still reporting

    13

    This round
    13
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    0

    This round
    0
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client C · Report of Oct 26, 2026

  • Equifax: from 530 to 564, up 34 points
  • Experian: from 523 to 556, up 33 points
  • TransUnion: from 521 to 554, up 33 points

What changed this round

  • Items removed

    41

    This round
    41
    Last round
    0

  • In review

    39

    This round
    39
    Last round
    0

  • Still reporting

    28

    This round
    28
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    9

    This round
    9
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client D · Report of Oct 26, 2026

  • Equifax: from 513 to 609, up 96 points
  • Experian: from 499 to 623, up 124 points
  • TransUnion: from 513 to 585, up 72 points

What changed this round

  • Items removed

    18

    This round
    18
    Last round
    0

  • In review

    53

    This round
    53
    Last round
    0

  • Still reporting

    27

    This round
    27
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    7

    This round
    7
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client N · Report of Oct 22, 2026

Later round

  • Equifax: from 493 to 563, up 70 points
  • Experian: from 494 to 581, up 87 points
  • TransUnion: from 508 to 613, up 105 points

What changed this round

  • Items removed

    14

    This round
    14
    Last round
    52

  • In review

    12

    This round
    12
    Last round
    21

  • Still reporting

    21

    This round
    21
    Last round
    18

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    2

    This round
    2
    Last round
    1

Individual result from a later dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client K · Report of Oct 21, 2026

  • Equifax: from 505 to 512, up 7 points
  • Experian: from 499 to 549, up 50 points
  • TransUnion: from 465 to 594, up 129 points

What changed this round

  • Items removed

    15

    This round
    15
    Last round
    0

  • In review

    30

    This round
    30
    Last round
    0

  • Still reporting

    32

    This round
    32
    Last round
    0

  • Updated positive

    3

    This round
    3
    Last round
    0

  • New items

    9

    This round
    9
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client J · Report of Oct 20, 2026

  • Equifax: from 657 to 707, up 50 points
  • Experian: from 643 to 688, up 45 points
  • TransUnion: from 657 to 701, up 44 points

What changed this round

  • Items removed

    14

    This round
    14
    Last round
    0

  • In review

    1

    This round
    1
    Last round
    0

  • Still reporting

    33

    This round
    33
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    16

    This round
    16
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client B · Report of Oct 20, 2026

  • Equifax: from 482 to 491, up 9 points
  • Experian: from 482 to 625, up 143 points
  • TransUnion: from 499 to 622, up 123 points

What changed this round

  • Items removed

    12

    This round
    12
    Last round
    0

  • In review

    12

    This round
    12
    Last round
    0

  • Still reporting

    20

    This round
    20
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    0

    This round
    0
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

Client F · Report of Sep 7, 2026

  • Equifax: from 540 to 638, up 98 points
  • Experian: from 533 to 638, up 105 points
  • TransUnion: from 535 to 630, up 95 points

What changed this round

  • Items removed

    31

    This round
    31
    Last round
    0

  • In review

    15

    This round
    15
    Last round
    0

  • Still reporting

    18

    This round
    18
    Last round
    0

  • Updated positive

    0

    This round
    0
    Last round
    0

  • New items

    0

    This round
    0
    Last round
    0

Individual result after one dispute round. Not typical or guaranteed. Results vary, and scores can go down during early rounds.

See all results

Chapter 04What you're working toward

Where the next chapter leads.

Getting ready for a home purchase

Understand where your credit stands and what to work on before you apply for a mortgage.

Chapter 05What we look at

What we review

Items we review and help you challenge when they're inaccurate, incomplete, outdated, or unverifiable.

Accurate, current negative information generally cannot be removed.

No result or removal is guaranteed.

26 items shown

Chapter 06Packages

Simple, one-time pricing.

Credit Consulting

$350one-time consulting fee

  • Credit report review
  • Personal action plan
  • Inaccuracy guidance
  • Progress check-ins

Already talked with us?

Pay $350 with PayPal
Most popular

Consulting + Funding Roadmap

$700one-time consulting fee

  • Everything in Credit Consulting
  • One-on-one mentorship
  • Business readiness review
  • Personalized funding roadmap

Already talked with us?

Pay $700 with PayPal

The consultation is free. We'll confirm which package, if any, fits your situation before you pay anything.

Your rights

The Fair Credit Reporting Act (FCRA) gives you the right to dispute inaccurate or incomplete information on your credit reports, and the bureaus generally must investigate. You can dispute for free, on your own, at any time.

We help you understand your reports, organize supporting information, and make informed decisions. We do not promise deletions, score increases, or a specific outcome.

Chapter 07FAQ

Straight answers.

Chapter 08Free consultation

Get your free consultation.

Tell us where you stand and where you want to go. We'll take it from there.

What happens on your free consultation

  • We talk about your goals
  • We look at the main issues on your reports
  • We explain which package, if any, fits — no pressure
Call (448) 500-9235Text (448) 500-9235

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